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Home loan approvals up

The level of financial stress in the residential property market has declined significantly and has possibly been a major factor in the improvement in home loan approval rates to their highest level since the implementation of the National Credit Act.

Posted at 07:18AM Apr 30, 2018 by Editor in Home Loans  | 

Islamic banking offers alternative form of mortgage loan for everyone

Islamic banking offers an alternative to people wanting to buy property, and anyone can use it, regardless of religion or ethnicity.

Posted at 11:23AM Apr 23, 2018 by Editor in Home Loans  | 

Fewer buyers, but banks grant more home loans

There has been a 4% increase in the number of home loans granted over the past 12 months, even though the number of home loan applications has fallen off by a similar percentage.

Posted at 06:59AM Apr 16, 2018 by Editor in Home Loans  | 

What the rate cuts mean for property owners and buyers

The Reserve Bank decided on Wednesday to cut its repo rate by 25 basis points to 6,5% and the prime rate and home loan "base" rate from 10,25% to 10%.

This move will translate, for existing homeowners, into a saving of R151 a month on a 20-year loan of R912 000 - the current average approved bond size, according to Rudi Botha, CEO of BetterBond.

Posted at 11:59AM Mar 29, 2018 by Editor in Home Loans  | 

Repo rate cut welcome boost for property market

The decision by the Monetary Policy Committee of the SA Reserve Bank to cut the repo rate by 25bps from 6.75% to 6,50%, taking the base home loan rate from 10.25% to 10%, is a welcome boost for the economy and property market.

Posted at 03:42PM Mar 28, 2018 by Editor in Home Loans  | 

What to do when struggling with home loan repayments

Every buyer goes through a "honeymoon" period when their monthly mortgage bond repayment seems a small price to pay for the pleasures of homeownership.

Posted at 07:04AM Mar 19, 2018 by Editor in Home Loans  | 

Your mortgage bond: friend or foe?

There's nothing like home sweet home, and it's your own. You're not at the mercy of a landlord who may increase rental payments by more than the inflation rate or decide to sell and give you notice to move out.

Posted at 05:37AM Jan 24, 2018 by Editor in Home Loans  | 

Bigger bond sizes encouraging for buyers

Good news for home buyers is that the average approved bond size has risen by almost 6% in the past 12 months, while the average home purchase price has risen only 3,3%.

Posted at 06:27AM Nov 27, 2017 by Editor in Home Loans  | 

Property buyers 'need more home loan choices'

South Africa needs more home loan options to make property ownership more accessible.

Posted at 06:30AM Nov 13, 2017 by Editor in Home Loans  | 

A good credit profile key when applying for home loan

When you approach a bank for finance, there are a number of factors that will be considered before your application can be approved.

Posted at 08:56AM Sep 27, 2017 by Editor in Home Loans  |