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Tuesday Oct 23, 2018

Has the Western Cape rental market reached saturation?

Recent statistics show that the national average rental growth rate has more than halved since Q1 2017.

According to Schalk van der Merwe, franchisee for the Rawson Properties Helderberg Group, one of the biggest influences behind this average decline was the unexpectedly poor growth of rental prices in the Western Cape.

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Landlords may not disconnect services of tenants

A landlord who considers his tenant an unlawful occupier because the tenant failed to vacate the property after a valid cancellation of the lease cannot disconnect municipal services to the property.

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Monday Oct 22, 2018

The difference between 'ordinary' home loans and 'building' loans

Whether you are buying a pre-owned property or a newly-built home, the home loan you will need is what the banks call an "ordinary" loan, and in most cases you will only have about 30 days to confirm to the property seller that your loan has been approved.

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'How to break up with your estate agent'

After the initial months of being flattered with high prices and wooed over with glistening listing brochures, the honeymoon phase with your real estate agent soon comes to its inevitable end. Eventually, you can't help but consider other options.

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Don't look twice at a fast offer

If you were to ask home sellers how they would like the transaction to go, most would probably say that what they would really like is an offer to purchase at close to their asking price, as soon as possible.

However, says Gerhard Kotze, MD of the RealNet estate agency group, those same sellers will often develop misgivings if their wish is granted and they receive a strong offer shortly after listing.

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'Don't buy rental property until you know the vacancy rate'

There are very few rental properties that will be occupied 100% of the time, but the vacancy rate can vary considerably - and make all the difference between a good buy-to-let investment and a bad one.

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Changing off-plan properties

"Buyers need to remain realistic about how much they can change and realise that most changes will incur additional costs," says Adrian Goslett of RE/MAX of Southern Africa.

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Be property savvy

Experience is said to be the best teacher, and when it comes to buying property, this cannot be more true. Cape Town resident Nicola Williams bought her home in 2015 and knows what she will do differently when she buys her next one.

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Make sure you budget for everything needed when you move to a new home

Unforeseen expenses are part of being a homeowner, especially if you want to keep on top of home maintenance and avoid small problems escalating.

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Realistic rents rewarded

Although rental demand rises during an economic decline, rental rates come under pressure so this means many landlords will need to take a new look at their rental price expectations, say property experts.

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